After a rough ride, Democrats in the US have begun to seize back control of the healthcare debate.
A package of amendments to the landmark US healthcare reform law, which extends coverage to 32 million more Americans, has passed its final Congress vote - by just 13 votes.
President Obama’s goal of increasing access to healthcare by regulating the costs finally looks like it will happen.
Politicians in the US remain deeply divided, with no Republicans voting for the bill, and a number of Democrats also opposing it. Many are still concerned about the future tax burden.
The current system
It is up to individuals to obtain insurance to access health services. Most get coverage through their employers, paid by salary deduction, but others sign up for private insurance schemes.
Those not benefitting from employer-funded healthcare, or signed up to private insurance schemes, fall into the following categories: Medicare, government-funded healthcare for over-65s; Medicaid, government-funded healthcare for those on low incomes; military veterans, who receive healthcare via a government-run scheme; State Children’s Health Insurance Programme, which provides cover for children whose parents do not qualify for Medicaid; and the uninsured.
Up to 46 million Americans are uninsured, because they are unemployed, or their employer does not provide cover, or because they do not qualify for existing government-funded healthcare.
Less obvious groups often overlooked by the system include the young just entering the workforce, the self-employed, the unemployed and people who work for small businesses.
Under the terms of most plans, people pay regular premiums, but sometimes they are required to pay part of the cost of their treatment (known as a deductible) before the insurer covers the expense. The amount they pay varies according to their plan.
Weaknesses of the system
It’s expensive. The US spent some $2.2tn (£1.36tn) on healthcare in 2007.
Rising costs also mean the government is spending more and more on Medicare and Medicaid. US government spending on the two schemes is projected to rise from 4% of GDP in 2007 to 12% in 2050, making healthcare costs a significant contributor to the spiralling US budget deficit.
According to WHO figures, Cubans born in 2007 have the same life expectancy as Americans (78 years of age) despite living in an impoverished country which in 2006 spent only 7.7% of its GDP on health as compared to 15.3% in the US. The UK spent 8.2% and its people have a life expectancy of 80.
Another problem is that many people aren’t covered by insurance. Estimates suggest that 46.3 million people in America, out of a population of 300 million, were uninsured in 2008. There are also millions of Americans who are deemed ‘under-insured’. Half of all personal bankruptcies in the US are at least partially the result of medical expenses.
New healthcare system
The aim is to lower the cost of healthcare. Private health insurers would continue to operate under new rules that would lower premiums and remove loopholes that allow them to avoid paying for treatment when it is most needed.
The proposals include introducing tougher regulations for health insurers; establishing a mandate that individuals must have health insurance; set up insurance exchanges for those who do not have coverage provided by employers; offer subsidies for the less well-off; and pay for most of the reforms by cutting waste in the Medicare programme.
The major points of disagreement were on the public option, that is a government-run insurance scheme, and how to pay for the remainder of reform. Many republicans disagree with an extension of the role of the state into health insurance.
Many Republicans fear more bureaucracy and expense and are threatening to reform or repeal this legislation should they gain control in the mid-term elections in November.
Read the BBC’s guide for more detail on the reforms.
Compare healthcare statistics globally.